We live in an age of the scam artist. To be fair, the scam artist dates way back. Whether it’s snake oil or extended warranties for your car, or a Nigerian prince promising you piles of money, sleazy people have been taking advantage of the vulnerable for as long as anyone can remember. With the
Have you ever heard of Tom’s Shoes? It’s a really interesting business that sells shoes online.Tom’s Shoes were all the rage a few years back. We even had a couple of pairs in the Vargas household. What differentiates them from everyone else selling shoes online is their unique business model. Their motto is “We’re in the
I just got off the phone with a woman who inherited a house that has a home equity loan. Her name is Olivia and when she first contacted me she was confused, lost, and in total despair. This property not only has a first lien mortgage, but it also had a home equity line, and
Last summer I took my son, Ernie Jr., and a group of boys in his boy scout troop on a two-week backpacking trip in the mountains of New Mexico. We had no cell service or any kind of modern-day distractions so we had an absolute blast singing and sharing stories with each other. Frank, who
I read an article this morning about a 3,200 year old Chinese mummy that was found with pants on. Well, not just pants. It was a woman buried in a poncho, soft leather boots, a headband decorated with bronze discs and seashells, and the earliest known pair of jeans. I’m a bit of a nerd
What a great way to start a week. I received a call Monday morning from Michael. Michael is a student that has been with my program for three and a half months. Michael came to me looking to start as a newbie. He wanted to become an entrepreneur. He wanted to start living life on
One of the questions I get asked a lot is, “Ernie, what type of real estate leads is the best? Is it probate, pre-probate, inherited, reverse mortgage, or some other lead we don’t know about?” The truth is you can find amazing deals and incredible success in all of these leads. What really matters is
On Wednesday, I told you that I got screwed over by someone when they went behind my back to steal a deal from me. The Lord’s Prayer says we have to forgive others or we won’t be forgiven ourselves. That happened right about three years ago and I’m still a little angry about it. I’ve
My 13 year old daughter, Rebecca, got into soccer a few years back. When she started, she had zero experience. Back when I was a kid, that was no big deal. Nowadays, it seems like parents are grooming their kids to become pros as soon as they are able to walk. But she was excited
He was old and clueless…and I took advantage of that. I have a 65 year old student who came to me with absolutely zero experience in real estate.Have you heard the term “wet behind the ears”? This guy wasn’t just wet, he was drenching wet. Most people think this is a problem. To be fair,
Growing up, my mom didn’t have a lot of money. In fact, when my mom was pregnant with me, she was literally homeless. Over time her financial situation slowly improved, but it was never that great. For mom and I, going to McDonald’s was literally fine dining. I used to LOVE their Chicken McNuggets. If
Over the year’s I’ve discovered that there are a lot of obscure and even strange holidays that people celebrate.There’s a National Lost Penny Day (Feb 12), International Beaver Day (April 7), and even a National Hairball Awareness Day (April 30). But today is different. Today is important. Did you know that the first Monday of
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